M-DC PUBLIC HOUSING AND COMMUNITY DEVELOPMENT - FIRST-TIME HOMEBUYER PROGRAM

Address

701 NW 1st Court
16th Floor
Miami, FL 33136

(786) 469-4100

http://www.miamidade.gov/housing/homebuyer-opportunity.asp

Description:

For those looking for assistance in obtaining financing as a first-time homebuyer and qualify under CDBG, HOME, SHIP or Surtax income guidelines may benefit from the loan program between the Miami-Dade County Public Housing and Community Development and local home mortgage lenders.

Homebuyers in Miami-Dade County have a chance to own a home at below-market mortgage rates. Public Housing and Community Development will work with you and local mortgage lenders to provide a low-interest second and/or a third mortgage (of between 0-6 percent).

Low-and moderate-income persons who are first-time homebuyers may apply for a mortgage loan subsidy through the County's loan program.

Geography Served

    If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.

  • Florida
    • Miami-dade County
    Edit Service DetailsClick here to see this service (BH-3500.3400-250) and related services within the Service Tree.

    General Information

    Hours:

    8:00am-5:00pm, Mon-Fri

    Intake Process:

    Call or visit the website for information

    Program Fees:

    Varies based on income and monthly home payments

    Languages:

    English, Spanish

    Eligibility:

    Individual or families who do not own a home at the time of application.

    To be eligible you must: have an income not exceeding the limits; have been employed in the same line of work for at least 24 months; have a good, established credit history and be approved for credit by a participating lender; and be either a U.S. Citizen, or have obtained legal permanent residency immigration status.

    Is Shelter?

    No

    Miscellaneous

    Related Resource

    Date of Official Change:

    December 16, 2024

    Legal Status:

    Public Service

    Year Incorporated:

    1999

    Geography Served

      If a location is grayed out it means that only certain areas within it are covered. The areas with complete covereage are listed in black.

    • Florida
      • Miami-dade County
      Edit Service DetailsClick here to see this service (BH-3500.3400-250) and related services within the Service Tree.

      Address Listings

      Physical (Primary)

      701 NW 1st Court
      16th Floor
      Miami, FL 33136

      Mailing

      701 NW 1st Court
      16th Floor
      Miami, FL 33136

      Contacts

      Alex R. Ballina

      Primary Contact

      Director

      (786) 469-4100

      affordablehomeownership@miamidade.gov

      Phone Numbers

      Main

      (786) 469-4100

      Alternate

      (786) 469-2192

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