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CITY OF MIAMI - HOUSING AND COMMUNITY DEVELOPMENT- FIRST-TIME HOMEBUYER PROGRAM

The City's First Time Homebuyer program provides zero percent (0%) deferred loans to first-time homebuyers purchasing a property in the City of Miami if they qualify based on their income category.

Services: First Time Buyer Home Loans

14 NE 1st Avenue

2nd Floor

Miami, FL 33132

(305) 416-2080

FLORIDA HOUSING FINANCE CORPORATION - FLORIDA HOMETOWN HEROES HOUSING PROGRAM

The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible frontline community workers.

Services: First Time Buyer Home Loans

227 N Bronough Street

Suite 5000

Tallahassee, FL 32301

(850) 488-4197

HACDC - AFFORDABLE HOUSING

HACDC purchases abandoned properties, rehabilitates and then sells them to low/moderate income families who are first-time home buyers in the expanded target areas of North Miami, North Miami Beach and Miami Gardens.

Services: Credit Counseling, First Time Buyer Home Loans, First Time Homebuyer Tax Credit Information, Homebuyer/Home Purchase Counseling, Home Purchase Listings

181 NE 82nd Street

1st Floor

Miami, FL 33138

(305) 759-2542

M-DC AFFORDABLE HOUSING FOUNDATION

The Miami-Dade Affordable Housing Foundation Inc.

Services: Community Housing Development Organizations, First Time Buyer Home Loans, Homebuyer/Home Purchase Counseling

7855 NW 12th Street

Suite 102

Doral, FL 33126

(305) 371-9330

M-DC PUBLIC HOUSING AND COMMUNITY DEVELOPMENT - FIRST-TIME HOMEBUYER PROGRAM

For those looking for assistance in obtaining financing as a first-time homebuyer and qualify under CDBG, HOME, SHIP or Surtax income guidelines may benefit from the loan program between the Miami-Dade County Public Housing and Community Development and local home mortgage lenders.

Services: First Time Buyer Home Loans

701 NW 1st Court

16th Floor

Miami, FL 33136

(786) 469-4100

MDEAT - HOMEOWNERSHIP ASSISTANCE PROGRAM

The Miami-Dade Economic Advocacy Trust HAP is designed to address the need of low/moderate income families in Miami-Dade County by providing down payment and closing costs assistance to purchase their first home.

Services: First Time Buyer Home Loans

111 NW 1st Street

20th Floor, Suite 2032

Miami, FL 33128

(305) 375-5661

NEIGHBORHOOD HOUSING SERVICES - MORTGAGE LENDING

Our lending department will work in partnership with the homebuyer and the assigned homeownership counselor to customize your loan.

Services: First Time Buyer Home Loans

300 NW 12th Avenue

Miami, FL 33128

(305) 751-5511

VETERANS UNITED HOME LOANS

The VA loan is a $0 down mortgage option available to Veterans, Service Members and select military spouses.

Services: First Time Buyer Home Loans, Homebuyer/Home Purchase Counseling, Veteran Home Loans

1400 Veterans United Drive

Columbia, MO 65203

(800) 884-5560

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